For more complete information on any fund or variable annuity registered in your state, including expenses and any applicable charges and fees, please order a free prospectus. Read the prospectus carefully before you invest or send money.

Annuities are distributed by Fidelity Brokerage Services, Inc., Fidelity Insurance Agency, Inc.,and Fidelity Investments Insurance Agency of Texas, Inc.

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These materials are not an offer to sell or a solicitation of an offer to buy any security, nor shall any such security be offered or sold to any person, in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful under the securities laws of such jurisdiction. In accordance with SEC regulations, overseas investors may contact us for more information about the products and services available to them.